If the item is highlighted in green the transaction has already happened, most of my accounts are set up on auto debits/credits so by the time I wake up in the morning everything has happened already - I love that!
You'll notice that for the next two weeks I've budgeted $200 instead of my normal $300. This was, in large part, because I bought glasses and needed to put some money towards that on my Visa. I've put a big chunk of money into my emergency fund, and got started on my clothing fund. I also have budgeted $200 to carry forwarded to my next bi-weekly budget. This is b/c I'm preparing for rent to be $750 next month.
I created the new clothing fund, as promised, and have removed this item from my bi-weekly variable spending. I've also decided that 5 jars was too many, and have downgraded to three. I'll now have transportation, food, and other/entertainment. This suites my lifestyle more closely and how I/we've been using the jars.
I think saving for clothes at ING will be far more effective than having a jar, just waiting to be plundered.
ReplyDeleteYou've really started to get me thinking about clothes and a wardrobe. Even though I've cleared so much stuff out I get the feeling like I don't have pieces that go together - so now I'm thinking about setting up my own "clothes account" and spending a few months thinking about what few basic articles would fill out my wardrobe and make it more friendly.
ReplyDeleteDarn you Jessie, making me think about spending more money. ;)
When you say "jars," you mean real jars of money? I think that would drive me nuts, Mr. Saver would have his hand the 'cookie jar' when I wasn't looking!
ReplyDelete@ mom - I think so too, it'll be way easier to avoid spending it it is tucked away in a bank.
ReplyDelete@ SS4BC - *sorry* I've never spent a lot of money on clothes..I've realized that now that i'm in a 'professional' job stream - I need to look the part.
@ Rainy - I sure do mean jars. I have three of 'em that sit in my window :) I based what I do off of Gail Vaz-Oxlade's majic jar method. The trick is, that if the money's gone - that's it. No more spending until next pay day.
Ohhh, way to go for paying off your glasses so quickly!!
ReplyDelete@ Frugal - thanks!!
ReplyDeleteLooks like things are going well Jessie.
ReplyDeleteJust remember when shopping for clothes you don't need to spend alot to get a "professional" look.
regards,
Jason
Looks great! Very organized, I hope you find some great clothing!
ReplyDelete@ Girl - YAY! You were able to post!!
ReplyDelete