Mom thinks I should increase my entertainment fund a bit, and use the rest in RRSP's or my Emerg fund. I'm wondering what you all think? What would you do with it?
Here are some exciting excel spreadsheets to help illustrate my options.
This shows the 'left over' money I'll have for each pay period until the end of the year including the money I'll use to help reach my goals. Right now I'll have about $1,300.
As you can see it's not very consistent and has huge ups and downs.
I should also mention that my bi-weekly budget for variable expenses continues to be $300.
Here is my current savings snowball plan to reach my 2009 goals:
So... what should I do with that extra money?! I know it's not a lot, but I'd really like to figure out a plan for it. After this weekend, I'm leaning towards increasing my entertainment fund - but I'd love to hear what you folks think.