Bi-Weekly Budget - Today is Payday

Below is a picture of the next two weeks.

Things will be pretty tight because I got a much needed haircut and splurged on some Halloween decorations as well as some party favors and a gift for one of my roommates birthday's last week.

I have $200 for my variable expenses, $100 of that goes to food.  Thankfully I found an extra $20 in my jeans pocket this morning so that's going to help out with gas for our trip to my home town this weekend.

All of my side bars have been updated, and I'm quite pleased with the progress.  

October and November should see some large contributions to my Christmas Fund and Emergency Fund, I think I would like to get those fully funded before putting a great sum more of money towards my student loans. Mid-November will see large contributions to my RRSP to reach my $3,000 goal.  If not before hand, I will increase my debt repayments in January once I have achieved these shorter term goals.


  1. I see you broke $5000 in the house fund! Woohoo!

  2. @ Mom - it's a pretty amazing feeling...hard to beleive really.. we started saving in January - time is going by so quickly.

  3. Jessica, I'm just curious as to why you have $12.95 in bank fees. Are these service fees? I don't know how it is in Canada, but many of the banks here in the US offer free checking. And with the balance you keep in your house fund, your bank should offer you some kind of free savings option as well. Have you explored these options with your bank?

    Like I said, I'm not familiar with Canadian banks or banking policies, but most people in the US can get some kind of free checking. I know that I personally would not bank somewhere that wanted to charge me fees for having a basic checking account.

  4. Oh, and sorry I called you Jessica... my co-worker and good friend is Jessica so I'm used to typing it. =)

  5. You are making good steady progress. Congratulations!

  6. Ohhh... I recognize that $12.95! TD for the win ;)

    Looks great!


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