Bi-Weekly Budget - Tomorrow is Payday

I got my paystub this morning for tomorrow's pay, so I thought I would post my bi-weekly budget.

My current balance is a little higher then usual as I transfered over the rest of my Christmas fund into my main account to pay my mom back from some shopping she helped me out with.  I also have a little bit of extra income this month from my recent participation with a research panel.

  • RRSP/Emerg/Clothes fund are as per usual.  
  • Yes I know, bank fees suck -
    • I'm in the middle of fighting with my bank about them - once it's sorted, I'll do a post and let you know how it goes.
  • I have an extra RRSP deposit this month so that I can reach my 2009, $3,000 goal
  • I've been trying to get a hold of my horse board guy to confirm December's amount, but I haven't heard back yet - so I'm defaulting to the max
  • Student loans and joint account - as per usual
  • I bumped transportation a bit b/c we are heading to BC this weekend; however entertainment/other is down a little
    • After a few comments from FrugalDreamer about her thoughts that my allotment of $150 was too much - i thought I'd see how it would go
  • Misc. item's on my credit card are also being paid back
    • I bought both of my scores and Jordan's as well (I wanted to know what it was, so I volunteered to pay for it)
    • It's Christmas, so I elect to put 'other' instead of get into specific details on the final entry

So that leaves me with a little more then $110 left over.

Let's see how it goes.


  1. $110.. what is the plan with that money? I'd say pay off debt!

    anyways, I can't wait to hear what you have to say about the bank fees I've just rolled over and accepted that I can't get rid of them, so I might as well keep part of my emergency fund there to have them waived.



  2. The budget looks really good Jessie!!

    What is the difference with the ones that are color coded green? I've tried to piece it together but I have had too much Thanksgiving wine this evening. =)

  3. Jessie,

    Don't worry about what Frugal Dreamer says about how much you spend for entertainment. You have a job. She doesn't. (Delivering papers doesn't count as a 'real' job either - I used to do that when I was eleven years old)

  4. @ Jason - due to travelling around Christmas, I didn't want to budget out the extra $110, just in case - but if I don't wind up using it, it'll go to debt for sure!

    @SS4BC - Thanks!! The ones that I highlighted in green I have set up an automatic transaction for pay day. I do that so I don't' accidently pay it twice. (ex. I wrote my mom the cheque a few weeks ago, I highlighted it so I didn't forget that money was already technically gone).

    @Anon - While I appreciate the support, I did think Frugal's comment was worth considering. The best way to do that, is to adjust my spending categories for a couple of weeks. I also think that any work counts as a 'real' job, if your getting paid for it - it's great that her and her guy have found a way to pull in some extra cash.

  5. Hey Jessie, thanks for that!

    And Anon - I wasn't trying to tell Jessie how to spend her money, I was simply saying that I personally thought that $300 was a lot. If she feels that $300 suits her lifestyle then that's great! Everyone is different. Sorry that you didn't realize that.

    And what do you consider a real job? There are about 30 ADULTS (I think H and I are the youngest) who deliver newspapers at night. It's not the same daily paper you had when you were eleven. I got laid off and we are delivering papers to supplement our income. What's the big deal?

  6. Hi Anonymous - how is delivering papers not a 'real' job? Isn't any job where you can legitimately make money, considered a 'real' job? I think delivering papers is very resourceful of her, and it's probably something I would consider if I had been laid off too. Great way to make extra money and bond with your partner.

  7. Wow... that was really rude of Anon...

  8. Blog drama!!!

    *sits back with some popcorn*

  9. LOL Ginger!

    Oh Anon.

    Definition of 'job':

    1. A regular activity performed in exchange for payment, especially as one's trade, occupation, or profession.
    2. A position in which one is employed.


    So uh, yeah.


  10. Gotta love trolls who try to stir the pot!


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