Last week I showed you our goals and progress for savings/debt repayment - now I'd like to show you how we're getting there with our 2015 budget.
We won't hit each of our goals 100%, but we're going to move the needle significantly on all of them.
Jordan has settled in to his new job, and it is thankfully - NOT Commission based. You'll all remember how much I wasn't impressed with how wildly his pa could fluctuate under a commission structure. Now it's reliable. He get's an advance on the 15th of the month, and then the rest of his pay at the end.
There's some changes to insurance b/c we now have one vehicle in Alberta that we pay for monthly and another in BC that we paid for lump-sum for the year.
The Escape was paid off in 2014, so that's fallen off the budget - but we do still have the Kia to pay off.
We're putting at least $800/month on the LOC (more when we can).
We're saving $1,100/month and putting away $735 as planned spending a month. We're feeling really good with where we are at with the monthly amounts for each category though I would really like to get Jordan's retirement savings bumped up as soon as we hit the Baby Fund goal.
2015 Budget
Related Posts:
July BudgetHere is the July spending plan: Feel free to throw your questions at us if you have any :)… Read More
Three Month Spending TrendsI have been looking forward to writing this post for the last few months, we've finally been able to review three months of spending patterns for Jordan and I since we combined our finances and started using our joint c… Read More
Where The Money's AtThis is probably going to be a long post...there are a lot of financial updates to share. Let's start with last months spending: I'm really proud of our booze spending, we cut it down significantly from every month previous… Read More
$100 DietLike so many others, Jordan and I overspent over the holidays. We had an amazing Christmas and New Years and don't regret a dime that was spent. That said, we do need to get back on track. With this month be… Read More
Updated BudgetJordan and I have had a few pretty big changes lately, so I thought it was time to update our budget. While we aren't sure exactly what Jordan's raise is going to look like, we know on the low end what is salary increas… Read More
0 comments:
Post a Comment
Hi! Thank you for stopping by and leaving a message.