Tracking Bars Updated

Just a quick update this morning -

We are now permitted to spend the funds we had been required (by our bank) to allocate to closing costs.  While Jordan and I knew that our closing costs would only be beer/pizza/uhaul rental (so max $500) we were required to have 1.5% of the value of the mortgage available for closing costs.

Jordan and I have moved some money into our emergency fund, Christmas fund, and new home furniture fund as well as made a large credit card payment.



Spending Update

Below are September and October spending recaps (I get the bills in the first week of the following month - that's why I have Oct/Nov below).  The October bill was a bit horrific...oops, but November was back on track with spending of just over $1,600.

Our gas bill has gone up significantly as we've been driving out to see our new house every couple of days, monitoring the progress of the build.  

I did some early Christmas shopping which shows on the October bill and Jordan and I also bought a few pieces of new furniture for the new house (home maintenance) that were on an amazing sale.



Home & Debt Update

If you follow me on Twitter you know that Jordan and I have our possession date - December 8th! You also know that to save money we gave notice for November 30th, which means we're pretty much going to be homeless for eight days.  At first we thought we might stay at a hotel because even that would be less expensive then rent and utilities for the full month of December but then both our Maid of Honor and Best Man offered their homes to us and while smaller, we chose to stay with my Maid of Honor.  She lives in a quieter place and also has a free parking stall that we can use for one of our vehicles.

Here's a few pics of the house:

We've been purging and packing every night for the last few weeks so that we're only bringing things into our new home that we want to have there - everything else has to go - including everything that old roommates have left behind.  So far, we've filled our recycling and garbage bins three times (full!) and sold $460 worth of goods. After a late night delivery last night of a few items, we stopped by the bank to make a deposit - it felt soooo good!

Here's an update on our joint credit card debt after making a payment this morning - unfortunately, it's gone  up a bit but we are still on track to have it paid off at the end of December - where is this extra money coming from you ask?  It's an assumption that I'll get a bit of profit share from my company, some of our damage deposit back and will pay out some banked overtime hours if I have to.

I hope to get back to posting a bit more regularly soon - but for now I imagine it will continue to be sporadic.


Miss Me?

Life has gotten hectic lately!

Work has been extremely busy and life has been a roller coaster.

We have our possession date for the home - December 8th!  I'm far to frugal to have paid a full months rent for December so we're going to be homeless for 8 days - we'll be couch surfing and our dogs will be in a kennel.

My dad is pretty sick so that's caused a bunch of stress too - he's responding well to treatment so we are all very positive.

I'm planning to get back into the swing of things soon; however, I really don't think I'll be settled into routine again until the new year.


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