7/21/2010

Joint Credit Card - We Chose!

Before Jordan and I left for our camping trip last week, we submitted an application for a joint credit card.  As it turns out,  it takes a bit of effort to get a joint card.  Only one of us could apply (which we chose me) and then after I'm approved, we'll add Jordan as a secondary card holder.

We went with the BMO GOLD AirMiles Mastercard.

Why?
  • 1 AIR MILES reward mile for every $15 in card purchases
  • Earn 1,000 reward miles - enough for a flight (apply by July 31, 2010)
  • Double reward miles at Shell 3, National Car Rental & Alamo Rent A Car
  • Exclusive 25% discount on all AIR MILES flights worldwide
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals
We felt the the AIR MILES (especially the 1000 mile bonus the first year) was totally worth the $99/annual fee. After the first year, if it's no longer worth it - we'll switch to a no fee card.

Related Posts:

  • Joint Spending UpdateI spent an hour or so on Wednesday morning sorting out how much Jordan and I had spent so far with our joint credit card... I had a feeling it was creeping up faster than perhaps we had intended it to.  We did know, that… Read More
  • Joint Credit Card - Over Spendingokay...so this is the first month using our joint credit card and we still have 12 days left...and we've wayyy over spent.  We've over spent by about $500 already! okay okay, it's actually $484.90 (that includes the $18… Read More
  • Joint Emergency Fund GoalNow that Jordan and I joining our financial selves, we will have to look at some of our goals jointly.  The first goal we looked at was our emergency fund.  It currently has just over $500.  Here is a picture o… Read More
  • Allowances at WorkI think this whole allowances 'thing' is really working. During one of our excursions while on our camping/cabin-ing trip we wound up shopping.  I bought two new great sweaters (total was $55.68) and a new bathing suit … Read More
  • ING Introduces ThriveThrive is ING Directs new chequing account for their Canadian account holders. For all of my American readers - ING's chequing accounts will be old hat to you - but for Canadians, their annoucement of launching a FREE chequin… Read More

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