7/21/2010

Joint Credit Card - We Chose!

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Before Jordan and I left for our camping trip last week, we submitted an application for a joint credit card.  As it turns out,  it takes a bit of effort to get a joint card.  Only one of us could apply (which we chose me) and then after I'm approved, we'll add Jordan as a secondary card holder.

We went with the BMO GOLD AirMiles Mastercard.

Why?
  • 1 AIR MILES reward mile for every $15 in card purchases
  • Earn 1,000 reward miles - enough for a flight (apply by July 31, 2010)
  • Double reward miles at Shell 3, National Car Rental & Alamo Rent A Car
  • Exclusive 25% discount on all AIR MILES flights worldwide
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals
We felt the the AIR MILES (especially the 1000 mile bonus the first year) was totally worth the $99/annual fee. After the first year, if it's no longer worth it - we'll switch to a no fee card.

Related Posts:

  • Joint Budget UpdateJordan and I have settled on a workable joint budget.  It's bound to change after the first couple of months, but this is what we're going to work with for now. Since posting our first run at the budget, … Read More
  • Joint Credit Card - We Chose!Before Jordan and I left for our camping trip last week, we submitted an application for a joint credit card.  As it turns out,  it takes a bit of effort to get a joint card.  Only one of us could apply (which … Read More
  • Joint Emergency Fund GoalNow that Jordan and I joining our financial selves, we will have to look at some of our goals jointly.  The first goal we looked at was our emergency fund.  It currently has just over $500.  Here is a picture o… Read More
  • Approved!We haven't received anything in the mail as of yet, but I called BMO Mastercard - and I was approved!  The next steps inlucde getting Jordan a card and sorting out what our limit should be. They actually approved me for… Read More
  • Joint Spending UpdateI spent an hour or so on Wednesday morning sorting out how much Jordan and I had spent so far with our joint credit card... I had a feeling it was creeping up faster than perhaps we had intended it to.  We did know, that… Read More

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