Camping

Well I'm off camping for the week - I will be back to posting next Thursday or Friday.I hope everyone enjoys Canada Day!Jes...

Overtime Update

Also - I didn't realize I had carried over some vacation time from last year, so I'm going to take this Friday has a vacation day, not use my banked overtime, so I will add another 7.5 hours today, as well as any other time I put in this week.That means - I'm very close to my goal. Which is good, because I have already filed my way up to the letter P.Because I'm taking three days off next week, putting...

Camping Costs - Update

Well so far we've paid:$180 (me) campground reservation - I should be getting about $90 back from my girlfriend and her partner for this.Last night, Jordan spent:$150/alcohol - keep in mind about $40 of this was for part of his mom's birthday present (two bottles of wine), and we probably won't drink all the booze we bought.$70/f00d - all the 'dry goods' and long lasting root vegtables ect.We still...

Camping Costs!

Jordan and are planning a camping trip from Friday (June 26) to Wednesday (July 1) - I have been so wrapped up thinking and planning for this trip I haven't had too many brilliant ideas for posting.Jordan suggested I write about how much it costs to go camping!Over the last two years, it has cost a lot - and I couldn't tell you exactly how much. Between buying coolers, tents, all manner of cooking...

weekend spending and small update

So far - so-soWe went away this weekend and I managed to spend only $25 (a big thank you to Jordan and my dad or it would have been way more)...Right now I owe myself (my credit card) $232... wayyy better then the $400 plus I owed myself last pay period. I have set up an auto transfer of $100 (on top of my normal visa payment) for Friday, and I will carry the $132 until my pay period after that. Hopefully...

My EI Budget

I dediced to mock up a budget in case I were to get laid off. I'm assuming a few things:I would qualify for EII would get at least 2 weeks severance ($1700 less taxes)My severance would pay off my credit card entirely (which it would if you include the banked OT I have and vacation time owed to me).I...

Unemployment Insurance - Would I qualify?

Regarding the ‘fear’ of unemployment post the other day – I decided one way to combat that, is to know what would happen should I lose my job. If I already have a plan, a budget, and know what’s going to happen – then I will be more prepared and more calm.I didn’t realize when I started writing that...

Overtime

Success - I am soo tired today, but clocked another 2.5 hours of OT.6 am comes very early in the morning....and leaving later in the day means traffic sucks worse then normal. Just sayin'*reminder to myself - I got into this credit card debt, I'll get myself o...

Job Security

It's kind of strange. I haven't been worried about my job in the last month and a half. Not since two more people left my group and I was given their jobs. I have been far too busy to think about job security.Unfortunately there were two more lay offs from my Division (not the same as my group), and there have been a few corporate services - type lay offs from the national groups over the last...

Overtime

Today is the first day I will 'bank' OT. Yesterday I put in 2.5 extra hours - so my time on Tuesday, Wednesday, Thursday & Friday - will all go towards my goal of hitting 30 extra hours this month!+2.25 hours for tod...

Priorities

So – Gayle didn’t answer my question.Unfortunately, I’m now going to have to figure it out for myself. Which is actually okay because she would only tell me what she tells everyone else.That combined with reading My Pretty Pennie's Blog who reminded me that the year was half over, I wanted to make a...

Updates

I have updated my tracking bars as well as my networth!I'm pleased to say that my Networth has gone up again significantly! I am also happy to report that I have broken through the $2,000 credit card debt barrier. I now owe *slightly* less then that on my Visa.I owe about $9,000 in student loans now, which means I've paid off about $1500 so far - an excellent start I'd say!Current Debt Grand Total...

A second Job - at my job!

I've spoken to my primary supervisor about putting in some OT at work, and she thought it was a great idea. She cautioned me not to get 'burnt out' but said that she would prefer I put in the hours if I need the money rather then hiring an hourly person for a few weeks.Hurrah! All I had to do was ask!So right now we have a but-load (yes, I said a but-load) of filing to do. That will be my first...

A thought about making more money…

I have been thinking about ways to save money lately – here’s an idea for making more money.I COULD get a part time job and would likely have to commit 10-20 hours a week. I would probably make about $10/hour for a retail sort of position (waitressing would not work for me right now, because I have to wake up in the mornings and being tired would likely make my performance suffer).Retail Option:So...

Update & Bi-Weekly Budget Plan

Woohoo! Tomorrow is pay day, and I’ve got my pay stub.I would like to offer a re-cap of the last two weeks. What I have attempted to do, is track my budget on a bi-weekly basis, rather then a monthly.I spent about $300 on food, life and other variables using my debit – so this is okay! I also spent...

A Question for Gail

I submitted this question to Gail Vaz Oxlade today, I hope she answers it (of course if you have any advise - please feel free to chip in):Good Morning Gail!I hope this note finds you well.My question is about priorities – and how to sort them all out.A bit of context for you:I have a small credit card debt ($2,500) and a relatively small student loan ($9,000) in terms of debt. I put $250/bi-weekly...

Blog - Refreshed

I've updated the look of Jessie's Money - I hope you like it!If I missed adding anyone's pf blog to my blogroll - just let me know and I'll add you ba...

An Annual Savings Plan..Continued.

So, the more I think about this - more stressed I am making myself. It is really hard to save for annual expenditures, that you are currently paying for monthly. For example, I pay an additional 4% on my car insurance because I pay it monthly. I would like to pay it annually b/c then I save the 4%....

An Annual Savings Plan

I read Gail Vaz Oxlade's Blog and one commentor on today's post, gave me the idea that I should have an annual saving's plan. I like this idea - I think it may be a little hard to implement, but I see the worthyness of it.If you pay for things like car insurnace in one shot, it cost's less then paying monthly over the course of the year.So far, the only things I can think of that I need to plan for...

Saving Money - Reducing Bills

I have recently decided to increase my contributions to buy shares, as well as increase my student loan repayment. As things were already pretty tight, I felt I needed to 'find' more money within my budget. So following that, here's what I've done:I have negotiated some of my utility bills, particularly my Express VU (TV) Bill this will save me $5/month (we split bills four ways, so everyone will...

Company Shares - Decision

A few days ago I wrote about purchasing company shares. I have decided to increase my bi-weekly contributions to $50 (from $26). This will advance my goal of buying company shares to this December, 2009. Once I am able to purchase shares, I will decrease my contribution amount to $25/bi-weekly. I am doing this for a few reasons. I'm putting saving money this way because there is a minumum purchase...

House Fund - Update

Wow!Jordan and I have put away $2500!! Since we started saving in February, 2009. We've also have $6 in interest - so grand total $2506, which is 7.16% of $35,000.Currently the interest rate is 1.35%, we started at 3% - unfortunatly it's gone down. However; eventually we know it will go back up. At the current rates, and current savings plan ($150/bi-weekly alternated by Jordan and I) ING figures...

Saving Money on Utility Bills

Often we read about advise on how to lower your interest rates on the various forms of credit that is offered (credit cards, mortgages, personal loans, ect). Have you ever tried to lower other forms of expenses, such as your utility bills?In our household we have three sets of bills:Enmax (gas, electricity, water, sewage, ect)Express Vu (television)Shaw (internet & phone)We have recently been...

Buying Company Shares

On my tracking bars, you have no doubt seen that I would like to save about $1000 to be able to buy shares at my company. They recently changed the minumum share purchase from 25 shares to 20 shares. Which means I now need about $800 Canadian to buy shares. You can buy shares in June/December of each year - I won't have enough funds ready by this month - so I would like to buy shares by December.I...