Student Loan Update

I ran some projection numbers on our joint account, and if we stick to our budget/spending plan -  we just might be able to pay off my student loan this month....I've talked with Jordan about it, and he is 100% behind us using the joint account to get the loan dealt with. I currently owe $3,096.81 on my loan and it's at 2.25% interest rate.  In August, my regular student loan payments total...

Bills are In

Enmax: $214.44 Shaw:   $116.56 Total:    $331.00 We each pay $82.75 Our Enmax bill is exactly $6.00 less than is was last month and  $4.22 less than last August!  Check out my 2009-2010 comparative chart below. There was a bill sanfu in May/June, but other than...

so...I cancelled my WOW subscription.

Not perminently by any means, but I've been playing my DS and my new Wii game that Jordan gave me when I have a few minutes to play a video game - but mostly - I've just been spending so much time outdoors (which is fantastic), so what's the point in continuing to pay $15/month for something I'm not really using right now. WOW is pretty great in that I can cancel and start my subscription as often...

Update and a Question

I was at a bit of a loss for words this morning, but after talking with Jordan this evening, I have a bit of an update for you. Jordan's banking information was changed a pay period earlier than we thought (for July 31, 2010 instead of August 13, 2010). After a bit of finaggeling (is that even a word) we've managed to get the accounts sorted out. He'll get his first $100 allowance on Friday and the...

My Last Bi-Weekly Budget

It's a little anti-climatic but this is my last bi-weekly budget I'll be posting - going forward Jordan and I will have a monthly budget that we post and an end-of-the-month spending re-cap. There will probably be a few posts around our allowances and how their working out as well. You'll notice that...

Joint Emergency Fund Goal

Now that Jordan and I joining our financial selves, we will have to look at some of our goals jointly.  The first goal we looked at was our emergency fund.  It currently has just over $500.  Here is a picture of what jordan and I need to survive each month. We have set our goal...

Approved!

We haven't received anything in the mail as of yet, but I called BMO Mastercard - and I was approved!  The next steps inlucde getting Jordan a card and sorting out what our limit should be. They actually approved me for: $10,500 Based on the budget we posted earlier in the week, our monthly...

Birthday Thanks!

Thanks to everyone who gave me birthday wishes!! It was such a nice treat to have all those comments waiting for me after the weekend. Jordan gave me a Nintendo DS and a Mario game for my Nintendo Wii - I've played with the DS a lot, but haven't had a chance to play the new Wii game just yet.  My best friend Amy gave me some camping wine glasses and beer mugs and a camping cook book.  There's...

Joint Credit Card - We Chose!

Before Jordan and I left for our camping trip last week, we submitted an application for a joint credit card.  As it turns out,  it takes a bit of effort to get a joint card.  Only one of us could apply (which we chose me) and then after I'm approved, we'll add Jordan as a secondary card holder. We went with the BMO GOLD AirMiles Mastercard. Why? 1 AIR MILES reward mile for every...

To Do List Update:

Jordan Truck Insurance RRSP Payroll Jessie Car Insurance I submitted the change, but not sure if they received it yet Student Loan payments I submitted the change, but not sure if they received it yet Payroll Horse Board Merging our Air Miles accounts I've printed the forms, but Jordan needs to sign and we need 'proof' that we're common law..... Renew my CAA membership and add Jordan on to the p...

Joint Budget Update

Jordan and I have settled on a workable joint budget.  It's bound to change after the first couple of months, but this is what we're going to work with for now. Since posting our first run at the budget, we've made a few adjustments: - A 'something for later' fund has been introduced. ...

What Counts?

...as a joint expense? As you know, Jordan and I are in the process of merging our financial-selves into a joint, more organized unit.  We got into a discussion this past weekend, with my mom, about what counts as a joint expenses.  The list we have so far, is by no means exhaustive.  As Jordan said, somethings will be decided as they come up - that said, here's what we have so far: Beer Movies...

All Set up....for the most part

We arrived back in the big city mid-afternoon today, I always want to stay visiting my family longer - but I always wind up feeling good that we got home in the daylight too.  We got all of our camping gear cleaned and put back into storage and Jordan bought a pizza for supper - that was a nice treat. We watched The Bounty Hunter (which was hilarious by the way) and then I got down to business. ...

It's My Birthday

Today, I am 26 years old. I'm not sure what this next year will bring, but I am looking forward to it.  I'm in the process of developing some new personal, health and career - orientated goals.  Once I have them all sorted - I'll share them with you he...

Student Loan Update

It is a little awkward to see, but I wanted to share with your the progress on my Alberta Student Loan.  At the time I captured this image, my $300 payment on July 9, 2010 hadn't been processed yet.  When it does, my total amount owing will be $3393.26.  That means I have about 11 and...

Joint Account Balance Update

Jordan and I will likely be combining our accounts during the first pay period or two of August, but until then - I thought I would have a look at the current balance in our joint account. I am pleased to share that with a fourth roommate, our joint account balance has increased.  I am most comfortable...

Gone Camping

Jordan and I are leaving town this morning to go on a week long camping trip!  We'll be heading out to the wilds of BC for a wonderful eight/nine days!  I'm so looking forward to this. It's going to be great to spend the time with my family and Jordan and it will be a break from work.  Where...

Bi-Weekly Budget

July 9, 2010 - Bi-Weekly Budget Things are coming along nicely. I'm  happy that all of my 'funds' are slowly starting to increase again - though I'm not sure exactly what to do with all my baby pots of money when Jordan and I join forces.  I am thinking I'll keep everything in one pot as...

Roommate Update

Our new roommate has been slowly moving in over the last couple of days and appears to have settled in.  We have talked overly much - but he seems like a really genuine and busy person.  I hope he statys that way for his ten month stay with us.  We'll have to chat to his parents about how they want to organize utility and rent payment, but i suspect they will opt for e-mail money transfers. They...

Credit Cards

There are far too many options.  I spent a good couple of hours last night perusing the internet in search of the best card for us - but I'm getting a tad bit overwhelmed.  I thought it might help if I right out the though process I'm going through and get any feedback you might have. Step...

phew!

It has been a bustling last few days!  Jordan and I went camping for the Canada Day long weekend in BC. We found a beautiful spot that used to be a local hang out but has been a bit revitalized.  It's now very welcoming and clean - and only 30 minutes from my parents place (which was handy given that we forgot pillows).  There was a lot of work that went into preparing for this trip...

Utilities

It's that time again...bill time. Enmax for June (will be billed i n : $220.44 Shaw for June: $94.73 Sub- Total = 315.17 Total Each = $105.06 A Few Notes: Shaw is less this month then it has in previous ones because I changed the billing cycle.  I wanted the enmax bill and Shaw bill to line...

Happy Birthday Canada!

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