6/30/2010

Joint Budget Planning - Help?!

Earlier in the week, I wrote about the enlightening conversation that Jordan and I had about how we are managing our money.  We've taken a stab at coming up with a realistic joint budget.  We've decided that we'll work on an ideal budget (ie. 10% of income to RRSPs) once my student loan is...

6/29/2010

Another Pair of Shoes

When Jordan and I were out and about the other day - we found an amazing pair of shoes (in addition to the riding boots I told you about last week). Asolo is apparently an excellent, high quality brand of shoe.  they are very comfortable and will be perfect for camping and light hiking.  The...

6/28/2010

talkin' about a revolution.

Jordan and I had an amazing conversation tonight (about money). He consistently feels like he doesn't have any money and is most often $20-$50 in his overdraft (which has a $100 max).  This is a bit of a cycle, because each pay day he starts with a little bit less.  Although it doesn't have the same interest ramifications - I compare this to the cycle some folks get into with pay day loans. ...

Thanks Girl!

Back in the beginning of May, Girl Makes Cents mentioned offhandedly that Proctor and Gamble had a brand sampler package available.  All you had to do was sign up on their web page, and you could get a whole bunch of free samples!! Well, I had some free time so I clicked the link and...

6/25/2010

Bi-Weekly Budget & a Question...

The Breakdown:ING Transfers have no changes = $275 Transport/Food/Entertain/Other categories have no changes = $300 Joint/Bills Account has no change  = $287.50 Student Loan has no change = $300 Bank Fees - same same so what changed, and where's my question? My horse board up until this...

6/24/2010

New Roommate!

I'm sure most folks who read Jessie's Money, know that Jordan and I have gone through about a year of ups and downs when it comes to roommates.  That said, it's that time again.....we've found a new fourth roommate. This one is a bit unique. We met Roommate X's parents last night.  They are moving to another city, and their son (Roommate X), wants to finish his grade 12 year in this city. ...

6/22/2010

Grant Money!

Jordan got a fantastic letter in the mail yesterday. As part of his apprenticeship he'll be receiving a $1,000 grant to be deposited within the next ten days.  He had applied and we've been hoping for it for the last few weeks, but getting the confirmation letter sealed the deal!  He'll also be eligible to apply for another $1,000 grant when he completes his second year and a...

6/21/2010

New Shoes!

Aren't they just beautiful! I've been on the hunt from some new ropers that are functional riding boots.  I  also wanted boots that I could wear doing other activities (light hiking, camping etc).  There are so many 'cowboy' stores in my city - but so many are just for looks.  With...

6/15/2010

Update

There isn't a whole lot going on this early in the week.  I've entertained a few e-mails about my car, but so far no one has come to see it.  We've also shown the room to two people - both who were interested, but so far no one has put a deposit down. I spent the weekend gardening.  It's been raining off and on for two weeks and we actually had some sun on Saturday/Sunday.  It...

6/11/2010

Networth Update

I am a little late in the game, but I wanted to share what my network is sitting at.  I'm pleased that I've finally broken through the $10,000 threshold! Details: Assumes my car has a value of $2000 Cash includes: clothing fund, vehicle fund, Christmas fund, emergency fund and travel fund Actual...

6/10/2010

6/08/2010

utilities and settling up

Utilities Bills, do they every take a month off? Shaw is $101.73Enmax is $133.73 Total is $235.46 - total for each of the four of us is $58.87.  Why so super cheap?  Do you remember a while back I told you that enmax over charged us for electricity usage?  Well, we caught up to ourselves this month and that portion of the bill was only about $2. Settling Up Now that the bills are in,...

6/07/2010

Happy Monday!

I hope you all had a fabulous weekend. Unfortunately, we didn't sell the car or rent out the room.  We've gotten a few bites, but haven't been able to real them in.  It did feel like a really busy weekend though. On Saturday we drove a few hours to the Hot Springs and hung out in a tourist spot with some friends for the day.  It was rainy in the morning which made it perfect...

6/04/2010

Jordan Got a Raise!

I am so proud of him! He started working at the company he works for almost a full two years ago, and yesterday he had his first performance and salary review.  Thankfully, he had recently completed his first year apprenticeship and passed with flying colours - which resulted in an awesome review. Jordan's raise was 9.375%! His salary went from $38,400 to $42,000!  His manager...

6/03/2010

Jordan's Bi-Weekly Budget

Here it is folks, the first of Jordan's bi-weekly budgets that has no truck payment!! For the next couple of weeks he'll likely have Visa payments of $150-$200 to have that cleared off - and then he's set.  We're both looking forward to having a bit more flexibility week-to-we...

6/01/2010

this & that

Happy Tuesday All! I woke up this morning and thought, for a moment, that it was Monday - and I was a little sad.   That was probably because we helped move a friend yesterday - and I'm tuckered out!  He's moving in with his girlfriend (who happens to live in our neighborhood).  It's pretty great to have a couple of friends close by.  It did have me reflecting when Jordan moved...

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