1/06/2017

2016 Average Spend Review

Here it is, our annual spend summary review.

We're going into the New Year putting a concentrated effort to reduce our spending on groceries.  Doing even more baking/cooking at home, starting to plan for a garden, and shopping sales.  There are no discount grocers in my town, so just going to a superstore/asian market isn't an option for us.

Eating out of course is higher then we'd like it to be, one of the things I'm going to do hear is improve my tracking when we're 'eating out' and when we're on vacation/out of town eating out.  I feel like this is different because it's planned for differently.

The same can be said for groceries and Costco shopping.  I tend to split a Costco shop roughly between groceries, clothes, pets, etc. but I'm not 100% accurate.  I'm going to start tracking Costco as it's own spend.

Home Maintenance is the obvious place where we spent a lot over the year - this was our home renovation, which was spendy and mostly budgeted for.

Overall I feel pretty good about how we managed our money last year.  I am looking forward to making some changes though, and reining things in even more.  I have yet to find a new job since being laid off just weeks before my Maternity Leave started, and Little Man is 14 months old now.  So, without my income, we will sure be spending differently.

Related Posts:

  • Our new Kia Rio - Saving on Gas Yesterday I shared with you that with you that Jordan and I took the plunge to purchase a 2013 Kia Rio EX manual transmission sedan. In pearl black with a grey interior an 16" alloy wheels - it looks super sporty! But l… Read More
  • 2014 - Savings Plan!Yesterday I wrote in detail about where Jordan and I stand with our debts - today is all about what we want to save and plan to spend in 2014.  I don't think we'll make it to 100% of the baby fund - but I want to have… Read More
  • Another Increased ExpenseI really shouldn't be surprised but here it is, another increased expense.  Just got notice our house insurance is going up $168.96 annually. For those of you who have owned a home for a long time, is this a lot? &nbs… Read More
  • Updated Auto InsuranceI have good news!  I called to update our auto insurance now that both vehicles are commuters - and our annual premium actually went down by $1!  Crazy!  I thought for sure it would go up, but the second vehicl… Read More
  • ING Streetwise = SuccessBack in July, I shared that Jordan and I were going to try out ING Streetwise accounts to see if it was a good investment fit for us...I'm so very pleased to share that it has been an overwhelming success! We both chose the… Read More

0 comments:

Post a Comment

Hi! Thank you for stopping by and leaving a message.

Links ♥

Followers