5/21/2014

My Money, My Choices - Level 4, Activity 3 and 4

Posted by with 1 comment | in , ,
Activity 3 is one I can really sink my teeth into, in this one, we have to check our credit history reports.  Activity 4 is to correct any errors.  I requested them for both Jordan and I on April 14th from both Equifax and Transunion and the Equifax ones arrived last week.

Managing your credit is your responsibility, and checking in on the two bureaus is part of that job to make sure that everything is right....waiting until you need credit, until your buying a home, refinancing, getting a credit card - whatever - is NOT the time to do this...because repairing mistakes can take time to fix.

I'm very pleased to share that everything is in good order!  The Kia and the Amex show up on Jordan's report and the Escape, LOC, Joint C/C, Cell Phones and my Visa show up on my report.  The mortgage however; is missing.

I called them, and apparently they only report to TransUnion - so we'll wait another week or so until that report shows up and check.

They do have some wrong contact information for us, and they haven't updated Jordan's job - so we'll get that sorted out and check this off as complete.



Related Posts:

  • My Money, My Choices - Level 4, Activity 1 & 2Level 4 is all about credit...which is a tool and important to learn how to use well.  When credit, turns to debt it becomes a tool that weighs us down and prevents us from achieving financial independence. Activity 1… Read More
  • Do you have a TSFA?My Money, My Choices - Level 3, Activity 9 & 10 From the blog posts, and articles that you still see regularly around the merits of TSFA's versus RRSP - it's no wonder people are still confused about what they are for, a… Read More
  • My Money, My Choices - Level 3, Activity 5 & 6In this activity we set up our retirement savings..and automate them (activity 6) I think it's really apt on the tail of yesterday's post about my grandmother in retirement and the post we did about a week ago or so on Level … Read More
  • My Money, My Choices - Level 3, Activity 7 & 8 A curveball account...now this is something that Jordan and I have never had...though perhaps it is and we've just been calling it our Emergency Fund.  Gail believes that everyone should have a curveball account to hel… Read More
  • MMMC - Level 3 Done!My Money, My Choices - Level 3, Activity 11 & 12 Jordan and I don't have children so we can skip these activities - they are setting up and automating RESPs.  You can bet your bottom though, that once we do, it will… Read More

1 comment:

  1. Morgaine21 May 2014 at 09:44

    I do this too, check one bureau in January and the other in June/July. Its definitely our own responsibility to make sure everything looks the way it should :)

    ReplyDelete

Hi! Thank you for stopping by and leaving a message.

Subscribe to: Post Comments (Atom)

Links ♥

Followers