I am very pleased to share that Jordan and I are finally Fee Free!
We closed our joint chequing account with CIBC now and have moved all of our day to day banking with ING Thrive, complimented by a suite of savings accounts! As we had three unlimited accounts with CIBC, this will save us $467.64 a year!
My personal credit card is a zero fee and is still with CIBC and I also have two RRSP GIC's with them. One matures in 2012 and the other in 2013. As they come up, I will transfer them to ING as well so I can eventually eliminate them all together.
Thankfully, Jordan hadn't put his RRSP's with CIBC into a GIC yet, so he has sent in the request to move them over.
If you haven't made the switch yet, I would highly recommend it! Feel free to use my Orange Key and you and I will both get a free $25 from ING if your first deposit is at least $100.
Fee Free!
Related Posts:
Accelerate - Vehicle or MortgageOver Thanksgiving I had the opportunity to talk to my family a lot about our upcoming Mortgage commitment - fixed or variable and accelerated or standard - there are so many options! What we're stuck on right … Read More
DIY - StairsOne of the options that Jordan and I didn't want to pay our home builder for was stairs in the back. We're intending on building a deck in the spring, so really didn't see the value in paying to install stairs that we w… Read More
Insurance!I have a guest post over on Krystal's blog today, Give Me Back My Five Bucks, if you've come my way from there - welcome! If you haven't seen my post there yet, I hope you check it out.
For the last few years, I haven'… Read More
Little ThingsAs part of 'the plan' Jordan and are are going through recent credit card transactions as well as our checking accounts and looking for auto transactions that may be adding to the debt load with out us being fully aware. &nbs… Read More
Vision ExpensesI wear glasses about 80% of the time and contacts the other 20%. I prefer contacts but like to give my eyes and break and generally only wear them when I'm going out, when I'm active in sports and when watching 3D movie… Read More
Know that if you move your RRSP you *may* encounter fees. Be sure to inquire before you move it if you haven't already. (BTW, these wouldn't be taxes like withdrawing the funds, but rather fees for removing the money to another company).
ReplyDeleteJoanne
Good on you for moving banks and getting rid of fees. It used to be that you wouold put your money in the bank and they gave you interest on that money but not any more. Now days they [the banks] want you to pay for the privilege of putting your money in their bank.
ReplyDeleteI am looking at moving from HSBC to Santandar and getting a better interest rate and no fee charged for using a debit card anywhere in the world etc.
Sorry I can't use your Orange key as it sounds like a "sweets as" deal ah!
ING Is the best. I started with them awhile ago & I love it!
ReplyDelete