12/28/2010

Spending Update

I can't get into the nitty gritty details of Christmas spending, because far too many people that I bought for read (or have the potential to read) this blog.

But, I will share this:


We have made a few payments already including mom & dad paying me for the gifts I bought on their behalf's as well as just a regular payment.  Unfortunately this is just what's currently owing,  our total bill from November was due on December 26, 2010 and was for $5712.44 - as Macl1in hasn't reimbursed our $2,000 deposit for the Retire Your Ride Program, we weren't able to  make the deadline. We needed to make another $915 payment in order to avoid interest penalties.

What is really tragic is now we'll pay interest on all of our purchases until we have a zero balance at the time the company runs our bill :(

So, to compound all this - we still need to buy groceries and gas for the rest of January.

We have eliminated our house, wedding and allowances for January - and we will only have $310 from now until January 5th.  It's going to be tight.

Don'tcha just love Christmas?

Related Posts:

  • August and September Spend ReportI've been a bit of slacker lately with keeping up with my regular posts - so without further delay here is our spend report for August and September of 2011. I've cleaned up the categories a bit and made them more colou… Read More
  • July Spend ReportJuly was an irregular spend month because we were so wedding focused I think - there were a lot of trips into BC so our gas expenditure was higher than normal.  We did well on groceries and eating out - so that's a big w… Read More
  • Credit Card Spending Check InAs part of our 'the plan', our credit card budget for the month of August is $500 for gas and groceries.  This is just a quick check in to see how we're doing: It's August 29th and we're at $543.47...oops.  W… Read More
  • A Financial Year in PerspectiveA little more than a year ago Jordan and I had merged our finances and were learning about each others money management styles.  There was one particular conversation that we had where we were both feeling a bit exa… Read More
  • July Check InJordan and I are on our second mission to come under $900 in our total variable spnding for a month - as of July 19, 2011 we're in good shape!  Just 17 more days to go before the cut off (August 5th, eek! that's one day … Read More

1 comment:

  1. I can relate. Things are going to be very tight for us the next couple weeks. Have you thought about going to a cash budget?

    ReplyDelete

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