We Bought The Escape

We did it, we bought the 2011 Ford Escape! it will take a few days before we can pick it up - but here's a stolen internet picture. For those who missed it, we made the decision before my scrap heap of a vehicle could make the decision for us.  Being able to take advantage of the Retire Your...

Financing Help?

So after much deliberation and budget crunching, we decided that while we're not going to try to do it all (at the same time) - we do still need to replace my car.  So, we chose the Ford Escape as the best option for us.  If anything gets put on the back burner - it will be a new home. I'll...

Doing it All?

It's hard to believe that I haven't written since Monday as I sure have been doing a lot of talking about money.  Most notably was a conversation I had with Jordan which started out as one about my vehicle crapping out and turned into one about how we manage our money and communicate...

Jordan's Trip

Thank you for your condolences and thinking of Jordan during this difficult time.  He's been back home now for a couple of days and has had time to settle back into routine.  When talking with my mom on Sunday, she suggested doing a post of Jordan's expenses while up north.  Well, I'm...

Christmas Spending Update

So I had a great time with my family and got a tonne of Christmas shopping done.  I finished 17/22 people!  I'm pretty impressed with that - I have two cousins left to shop for from the cousins draw that we do (one is for Jordan) and then I've budgeted for a work gift for both me and Jordan - so that will be defined more as we get closer to December.  We have a couple of new friends...

Quick Update

The last few days have been a bit of a whirlwind.  Jordan's grandmother passed away on Tuesday and we had to find a way to get him to her funeral for Monday.  I was going to go with him, but flights for both of us would have been upwards of $4,000-$5,000 - so it wasn't feasible.  He is on his way now, caught a flight this morning up to NWT.  I'm thankful for our emergency fund,...

Trip to See a Mortgage Broker

I've talked on and off a lot about our plans to buy a house eventually.  We are currently so torn between buying my Great Aunts home (whenever she's ready - at an as of yet undetermined time) and buying a new construction home. When I wrote about this in November last year, we had a list of things we needed to accomplish before we could seriously think about it.  I'm pleased...

Our Credit Scores

In preparation to meet with a mortgage broker last weekend, Jordan and I checked our credit scores.  The last time we had done this was almost an exact year ago for me and two years ago for Jordan - the results were surprising on both accounts. My score has gone down, and Jordan's has gone up - significantly. My equifax score went from 769 to 755.  Two years ago, my equifax was 749.  I...

Do You Netflix?

Jordan and I were watching TV this past week and a commercial for Netflix came on.  Normally I just ignore them, but the tag at the end said 'now in Canada' - which of course got me thinking. Netflix claim to fame is "Unlimited TV episodes & movies instantly over the Internet"  For $7.99/month - we can supposedly use our Wii/PS3/Computers to watch anything/as much of it as we like -...

Three Month Spending Trends

I have been looking forward to writing this post for the last few months,  we've finally been able to review three months of spending patterns for Jordan and I since we combined our finances and started using our joint credit card.  Several of my readers have commented that they thought our...

November Monthly Budget

You'll notice that there are a couple of fields that are empty already (roommates rent and Jordan's credit card) - that's because those transactions have already happened.  My budgets tend to be very active, always updated. There is also a huge credit card payment - this is due to my reimbursable...

slow and steady

There's not a lot of new things to report lately, other than I have a dreadful stomache bug. We're still saving, slow and steady for all of our goals - and I'm hopeful that they'll all be met. We have gone over our credit card budget, but trying to reign that in as best we can until Saturday.  This was from some Christmas shopping and more recently a trip back home.  Well, that's what...