9/18/2009

Bi-Weekly Budget - Today is Payday

Posted by with 6 comments | in
Below is a picture of the next two weeks.

Things will be pretty tight because I got a much needed haircut and splurged on some Halloween decorations as well as some party favors and a gift for one of my roommates birthday's last week.




I have $200 for my variable expenses, $100 of that goes to food.  Thankfully I found an extra $20 in my jeans pocket this morning so that's going to help out with gas for our trip to my home town this weekend.

All of my side bars have been updated, and I'm quite pleased with the progress.  


October and November should see some large contributions to my Christmas Fund and Emergency Fund, I think I would like to get those fully funded before putting a great sum more of money towards my student loans. Mid-November will see large contributions to my RRSP to reach my $3,000 goal.  If not before hand, I will increase my debt repayments in January once I have achieved these shorter term goals.

Related Posts:

  • My Jars - an UpdateJason from Canadian Savings  asked me a couple of great questions on my recent payday post that relate to how I use the jar system. Question One: How long do the jar amounts have to last you? I budget bi-weekly. … Read More
  • Bi-Weekly Budget - Tomorrow is PaydayIt's that time again, my how the weeks fly by. Below is how things are shaping up for the next couple of weeks.  I have a bit of a heavy current balance that is being carried forward from last pay - this is for two rea… Read More
  • It's Payday!Hurrah, it's payday.  Here's a breakdown for the next two weeks. As mentioned last week, Jordan and I decided to but our house fund on hold for a month or two until things settle down with our housing situation.  … Read More
  • It's Payday!Today is payday!  Here is my budget for the next two weeks: If the item is highlighted in green the transaction has already happened, most of my accounts are set up on auto debits/credits so by the time I wake up in t… Read More
  • Payday!Below is an image of my bi-weekly budget for the next couple of weeks.  You'll see that my first joint account payment is set to go, and last months utilities.  Jordan and my utilities will be held in the joint acco… Read More

6 comments:

  1. Mom18 September 2009 at 16:42

    I see you broke $5000 in the house fund! Woohoo!

    ReplyDelete
  2. Jessie18 September 2009 at 17:02

    @ Mom - it's a pretty amazing feeling...hard to beleive really.. we started saving in January - time is going by so quickly.

    ReplyDelete
  3. Bank Gal18 September 2009 at 19:09

    Jessica, I'm just curious as to why you have $12.95 in bank fees. Are these service fees? I don't know how it is in Canada, but many of the banks here in the US offer free checking. And with the balance you keep in your house fund, your bank should offer you some kind of free savings option as well. Have you explored these options with your bank?

    Like I said, I'm not familiar with Canadian banks or banking policies, but most people in the US can get some kind of free checking. I know that I personally would not bank somewhere that wanted to charge me fees for having a basic checking account.

    ReplyDelete
  4. Bank Gal18 September 2009 at 19:10

    Oh, and sorry I called you Jessica... my co-worker and good friend is Jessica so I'm used to typing it. =)

    ReplyDelete
  5. Manshu19 September 2009 at 11:03

    You are making good steady progress. Congratulations!

    ReplyDelete
  6. Frugal Dreamer20 September 2009 at 01:20

    Ohhh... I recognize that $12.95! TD for the win ;)

    Looks great!

    ReplyDelete

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