Shopping for a Home

After a lot of deliberation, Jordan and I have decided not to wait for home ownership by waiting for my aunt to be ready to sell us her home.  It’s been a year and a half now, and she’s still not 100% sure.  So, instead of continuing – we’re going to get pre-approved and start house hunting!

Hopefully in a couple of years, we can still by her home as an investment property, but for now we want to find a home that we can begin our married life in and have kids in.  We want a home that Aries can have a big back yard to play in too!

We’ve submitted the majority of the documents we need to our motgage broker and now just need Jordan’s confirmation of employment letter.

She’s going to run a couple of finanical scenarios for us when she gets our credit reports in – so that we can see the break down of payments at a mortage of $300, $325, and $350,000.  We’re hoping to find our perfect home in the $290-$310 range J

The approval is good for four months, so if we don’t find our perfect home in that amount of time – we’ll move to somewhere dog-friendly and just rent for another year while we continue to save.  Hopefully, we can find a home though.

While one of our roommates is moving out this month, the other is with us until at least the end of the school year.  Jordan and I have decided that if we find a home to move into, we'll offer to move him with us and keep his rent agreement the same.  That way, our life changes don't upset him in his grade 12 year (that would just me mean I think).

Wish us luck!


  1. Good idea. I hope you find something that works for you. Be reasonable, and don't get hung up on decor.

  2. CONGRATS!!!

    One complaint I've run into that might apply to you as well is around house deposits and "no branch" banks.

    I'm putting in an offer tonight and need to have a deposit money order or certified check. I don't keep much in my "regular" checking account, most everything is in ING. It's going to take about 2 days to transfer out of ING so that I can make the offer. Since there are no ING branches I can't walk in and take the money out.

    Lesson learned: When you're thinking about putting an offer in, start the transfer process early to give yourself cushion room against the virtual banking world!

  3. Oooh how exciting. I love looking at houses. Hope you find your ideal home, and nice of you to offer the student to live with you. Would also lighten your first few mortgage payments!

  4. Best of Luck with the house hunting - it can be a very exciting time.


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