Credit Card Pay Off Plan

Here go...round three? (ding - ding - ding) We currently owe just over $4,500 on our credit card..again.  Below are the months for the rest of the year and the debt pay offs that we're committed to each month.  Regular months, with four pays, will see $225 payment.  Months with...

Emergency Fund Goal

It's been white a while since we've looked at our emergency fund goal to ensure it realistically fits our current lifestyle.  Our worse case scenario for us financially would be a job loss - given that my income is a bit higher then Jordan's - in figuring...

The New Plan

On the drive home from work tonight, Jordan and I had a frank and honest conversation about money.  We chatted about where we've been, where we are and where we want to be.  It stemmed in part by two separate events -   ...we are both on the cusp of raises again and are expecting a significant change.  I wanted to have a look and make sure our budget actually reflects...

Tax Refund

In the past, Jordan and I have typically either used our tax returns for short term gain (laptop) or credit card debt.  This year, I'm please to share with you that we have deposited the $2,475 into our house fund - we're currently saving up to build our fence and deck in the summer.  This deposit brings us up to nearly $3,5...

February Spending Report

It's that time of the month again...below is our monthly spend report for February.  I've chosen to start including a percentage of total spending for interest. Our gas budget continues to trend high; however this month our grocery bill seems to have settled a bit.  We ate out a tad more...

In Support of BC Teachers

I don't live in British Columbia any more, but the majority of my family does and so I follow along with the news there.  There is some pretty heavy stuff going on with the BC Government and their collective agreement negotiations (or lack there of) with the BC Teachers. I wanted to share with...