Insurance!

I have a guest post over on Krystal's blog today, Give Me Back My Five Bucks, if you've come my way from there - welcome!  If you haven't seen my post there yet, I hope you check it out.

For the last few years, I haven't had much luck when seeking out new insurance quotes.  I, unfortunately, do not have a stellar driving record and so I have just accepted a big insurance bill each month.  That said, each year I call around a bit to see if I can get a better price.

As my vehicle insurance for the Ford Escape is up for renewal at the end of October I started playing the insurance game recently.  Given that Jordan and I just got married and we will take possession of our new home sometime in the next six to eight weeks - I thought that we might have a bit more negotiating power.  So when I started making my phone calls, I got quotes for our two vehicles and the house.

I called AMA as that's who I use currently and TD because that's who Jordan uses.  We also called a broker (brokerlink) who give rates for Insight (though I'm told I might have heard wrong and it's intact) as well as Peace Hills and Economical.  As a last ditch effort - I heard TD Meloche Monnix has good group rates for alumni so I have them a call too.


Here are the rates they gave us:

I'm astonished at the difference - even in the house quotes alone there were huge variances which is something I wasn't expecting at all.  The choice - is clear.

Switching to TD Meloche Monnix is going to save us $107.91/month - nearly $1,300/year - plus we'll have house insurance too - pretty incredible I'd say.  We've got everything to switch over on my renewal date and then once we take possession of the house we'll call and formally add the house to the insurance plan too.

...next step, life insurance!