2/05/2010

Bi-Weekly Budget

Here is this pay period's bi-weekly budget:

You'll notice quite a few changes as a result of the last few weeks that were in turmoil.  I wrote yesterday about my praise for emergency funds and that I decided that instead of taking ~$650 from my emergency fund account, I would just adjust my budgets for this week and next payday to cover the unexpected expenses.


  • I've transfered $50 from my ING annual expenses fund to help cover the cost of my car registration which I have to pay this month.
  • I've put a temporary stop on all ING savings/funds (except for the house fund) for this pay and next until I pay off my visa
  • My variable categories are the same (transport, food, entertainment, and other).  The entertainment is likely to just go to gas as I'll be trying to visit family this up-coming weekend
  • I've put my student loan lump sum payment on hold
The rest of my visa bill will be paid off next pay day.

Related Posts:

  • Weekend Spending = Epic Jar FailI am mildly saddend by the epic fail I experienced this weekend.The jars kept me on track for the first week, and I was loving it. Unforutnatly, this weekend - I wound up using my credit card more then I should have.I am not … Read More
  • Bi-Weekly BudgetsI'm curious how other people budget.I currently have a monthly budget set up, where I assume two payperiods a month. This would work if my bills and savings plans were also based on two pay periods a month, but every so often… Read More
  • PAYDAYFriday was payday, woohoo!I actually netted about $50 more then I thought I would too - which is pretty fantastic! I have updated all of my side bars, including my networth to reflect all the savings/debt repayments.If you ch… Read More
  • Bi-weekly Budgets - updateI forgot that my student loans will also be coming out in the next two weeks, so I have updated my fixed items. I also realized, that i don't need to buy $200 worth of groceries all in the first two weeks of this month. So … Read More
  • My Horse! No, this is not my horse; however, she might have one that looks just like this little guy!Thats right, she might be pregnant.As it turns out where she was located in April, a Stud broke through two fences to get to her. Thi… Read More

4 comments:

  1. I read this and I can't help but marvel at how much you have learned and accomplished since you started blogging.

    ReplyDelete
  2. @ Jolie - thanks!

    I don't know if I would have made the same decisions if I had run into so many back to back issues last year - it feels so good to have a plan.

    ReplyDelete
  3. Good decision, girl. When you get to year-end, and are close to knocking out your Student Loans anyway, you could do the transfer then (from your EF to SL) cause you will have more in your EF and may decide that no SL is more important that a $2500 EF And thanks for buying dinner - It is awesome having a grown-up daughter.

    ReplyDelete
  4. It's fantastic that you can replenish your EF without too much hassle. Congrats on how far you've come!

    ReplyDelete

Hi! Thank you for stopping by and leaving a message.

Links ♥

Followers