Weekend Spending Forcast

Today is Friday...and the first day of my vacation! Sweet!Today we're going to go do some...shopping!! My mom gave me $200 in gift cards to reitmans to buy some new clothes (thanks Mom!!) - so we're going to head to the Reitman's Outlet, so hopefully that $$ goes a little bit further.We also have to go to the vets (I have to find an equine vet in this city first), to pick up the vaccinations I'll...

Money - Taboo

The comment by Frugal Dreamer , on my post called Conversations About Money, got me thinking:"I've always been bothered how money is such a taboo subject for most - it's cool you could relate to your boss like that!"Why is money such a taboo? I beleive that has been written about a LOT, I thought about answering the question - what can we do to change it? Well as PF bloggers, I beleive that we have...

Overtime Update

Managed to squeeze in a few more hours over the last few days. Today I got 2.0 rather then 2.5 due to a company function, and yesterday I got 2.5hrs. So not bad. Hopefully tomorrow I can get another 2.5.Unforutnatly, the main part of my OT project is pretty much over. I'm going to talk to Boss and Boss Jr. about this next week to see if there is anything else I can do, but that could be it.Right...

Savings Snowball

I have read a lot about the debt snowball technique. Dave Ramsey appears to beleive that you should pay down your debt with the smallest amount owing and work your way to the largest amount owing, thus giving yourself a mental boost in acheiving some small goals quickly . Gail Vaz Oxlade appears to...

Coversations about Money

So I just had the coolest conversation with my boss, ever!He uses the Jars.He made a comment about my open toe shoes, which we are not allowed to wear at work because it’s a health & safety concern. I said something about ‘it’s not in the budget this month’ but that I would work it in soon.That little tidbit of sharing had him launching into what he and his wife do to manage their finances.He...

Joint Budget?

Jordan and I were talking the other night about the possibility of getting a joint credit card (not tomorrow - but one day). We thought we could use this joint card for things like: groceries & shared fun stuff. When the bill comes in, we could split it right down the middle. This way we don't have...

Revision - House Fund Goal

On the drive back to Alberta yesterday, Jordan and I were talking about our house fund goal.I had orginally put $35,000 as our goal for a down payment - I just sort of decided, with out putting to much energy into it. Just to get us started. We have our eye on my aunts home, which she stated she would...

PAYDAY

Oh, how I love pay day!All (or just about all) of my automatic transactions have already taken place. MY VISA DEBT IS NOW A MERE $940!!!!That's over 70% of the way to my goal!!!Okay, that felt good.I've updated all of my tracking bars, as well as my NetworthIQ badge.{edit}Jordan and I are heading to my hometown this weekend, right after work today - See you all on Monda...

Quick Update - Magic Jars are a go

I set up my jars tonight, I only had $110 in cash on me (such a rarity), so I'll have to stop at the bank tomorrow after work to pick up the remaining $195 to top up my jars for the full two week allotment. I think this will work better then drawing out the funds each week. This way, after i take out...

Oops - I Feel Silly

So i've been working on implementing the jar system, and found out what my weekly amounts would be. The numbers just wern't jiving.But wait! I budget on a bi-weekly basis. silly jessie. Here's what the next two weeks will look like. Green type is what's coming in, Red type is what's going out and...

Credit Card Debt Repayment

:D I just got my paystub for tomorrow's pay. I've got enought $$ from my OT to put an additional $300 towards my visa (as promised). So as of 12:01am tonight, or rather tomorrow morning - I will owe about $940 on my credit card! 8 weeks after that the debt WILL BE GONE! On top of that, my grandma gave...

Mad Libbing

Quite a few Pf bloggers have filled out the Mad Lib below - I thought I'd join in the fun. Some of those bloggers include: Punch Debt in the Face, Give me Back my Five Bucks, and Always the PlannerHi my name is Jessie . I currently have $60 dollars in my wallet. When I started managing my finances I was worth -$7,499, and now have a net worth of -$2,145. I currently work in Human Resources and have...

Update - Tracking Bars

Good Morning -My E-transfer came through, and I put another $850 towards my visa debt, as promised.I've updated my tracking bars to reflect the change on my CC debt, and the much, much lower balances on my Efund and Christmas fund. I just have to remind myself that it will only be a month or two before I can put $$ towards those aga...

My Horse!

No, this is not my horse; however, she might have one that looks just like this little guy!Thats right, she might be pregnant.As it turns out where she was located in April, a Stud broke through two fences to get to her. This stud (some say stallion) spent 6 days with Star and another mare.....The...

Credit Card Debt Repayment

So, I reallllly enjoyed my camping trip!! I even had some great conversations about money!I talked to Jordan about some ideas that came up while camping - and I have decided (with his support) to use my emergency fund to help pay off my Visa once and for all. Jordans income could cover all the bills...

I'm Back!!

Camping was great!! I love spending time with my family, and it was nice to be with them for my birthday! I'll have some financial updates soon...

Gone Camping!

I shall return on Mond...

Budgets & Jars

I was cleaning out the pantry a bit last night and noticed that my brother and lindsay had quite a few mason jars that wern't being used. Seeing as buying jars is what stopped me from using Gail's Jar System last time I thought about - I don't really have an exuse now.I worked through her online budget...

Gail Q&A - Answered!

So, back in March I wrote to Gail Vaz Oxlade about preparing for possible lay offs/recession. She had sent me an e-mail response within a few days, but didn't post the question on her website! Well, it would appear that she has soooo many questions in backlog as she just today posted my question and answer.I thought I would share below:Q & AHello Gail,I am sure that you are currently being bombarded...

Overtime

Wow - I've posted a lot about this lately. oh well.So, I'm going to request a 30 hour OT payout for the next pay period (July 24, 3009). Then on that pay date, I should have about another 30 that I can request. I'm tired of waiting, and I really want to see some $$ for all of my extra work.In two weeks, I'll let you know how much extra funds I actually get and update you on my VISA progress.*editI...

New Roommate!

Great News! We have a new roomate. Her name is Samanatha! She is a 25 year old art/design student at the same school that Lindsay goes to. This means that the four of us will now be paying $250/month each instead of $375/month each. That's a serious savings of $125/month each!! It will also save us about $20 - $25 a month each in utilities. So yea! This is perfect, perfect timing - with moving...

OT - Update

woohoo!I made it half way there (logged three more hours of OT tonig...

Commuting to work - Options

I was chatting with my mom about ways to save money and/or make money and she thought I should do a post about the expenses associated with the varying methods to get to and from work to see if there was an opportunity to save there. Due to the distance, I explored driving (what I currently do), transit,...

Project: Overtime

So far, I feel a little behind on the OT for this week. I've banked another 4.5 hours so far. If I want to meet my target of 10 hours I need another 2.75 for Thursday and Friday. I beleive that I'll be getting up at 5:30, not 6:30 for the rest of the week.I'm going away again on the Wed/Thurs/Fri of next week - so that one will be a wash as well in terms of banking overtime. But I should be ablet...

My horse... My Money

I have far too much stuff going on in my head.I’m trying to be very calm, and just figure things out (to do with my horse) at a reasonable pace; however now that I’ve made the decision to bring her home – I want to do it straight away.I know that I don’t need to worry about saddles and other gear b/c my parents didn’t sell my gear (just theirs), so I should be able to pick that up from them within...

Weekend Update

Well I have found a few options for my horse that are less expensive then I originally anticipated. I THOUGHT that I would find something for around $500/month. I beleive I may be able to find somwhere to board her (with feed included) for about $150/month. I still need to go check out a couple of the farms I called - but we shall see.Someone came to check out our room for rent on Saturday, he...

July Goals & My horse

It feels so nice to be back home, sleeping in my own bed! If only I could have taken a vacation day from my vacation - ah well. I few other PF bloggers that I read have posted June goal re-caps and July goals. I thought perhaps I might do this, but realistically I have so much going on in July it won't...

I'm Back!

Side bars have been updated, that's unforutnatly all i have time for this morning. I will write more later on this eveni...