Where The Debt Stands...

So we have had quite a few snafu's over the last few weeks - it's causing a bit of pain with regards to meeting our goal of credit card debt free going into 2013. When we changed our car payment schedule, BMO accidently withdrew an extra payment of nearly $300 BMO's extra withdraw caused a ripple affect...

Giving

There is nothing like the Christmas season to have giving on the mind. It’s a time of year when there are so many people in need, and we receive so many asks for support.Two years ago, my family created a donor advised family fund to direct our philanthropic desires. Held within the Golden & District Community Foundation (GDCF), all donations to the Principal of the fund are in trust. The...

Car Payments - Made a Change

So we had a date with the Bank of Montreal this weekend.  Among many things including exploring the line of credit I asked you guys about a couple days ago and a changing my name - we also chatted about our existing car loan. The payment frequency used to be every two weeks, just under $195.  It was a pain, because we bought the vehicle on a weekend, so the payments always came...