Lines of Credit

We have been offered a $10,000 line of credit with the Bank of Montreal because of our good history with our auto loan and credit card that we have with them.  They are offering us a really reasonable rate (less than 4%), no credit check and it would be unsecured. We're very interested because of the work were planning to do on the back yard this year, we were planning on having to use...

Updated Tracking Bars

All the tracking bars are updated with the 2013 goals and current balances! Question - does anyone get a Christmas or annual bonus/profit share this time of year?  If you do, how do you manage where it gets allocated?...

Credit Card Update

Today I just wanted to share a quick credit card update. Jordan and I are still on track to get the card paid off by the end of December!!   ...

2013 Plan

Last week Jordan and I went out for a budget date - Vietnamese soup - so it was an inexpensive budget date.  I really like saving for everything at the same - money going into each 'pot' each week, so that you can see the progressive growth overtime.  Jordan likes aggressively tackling...

Loss

Yesterday morning, our family dog of the last 14 years passed away peacefully. My mom let my brother and I know straight away and it was so very difficult for us to all be in different cities - provinces too actually.  I'll be going back home in three weeks to visit - and it really just seems...

a Pleasant Surprise

Never have I, nor has Jordan, experienced what we did this past Friday. I mentioned in my last post that we knew the second part of his raise had finally been approved albeit six weeks late.   We weren't actually expecting it to be processed so fast - but it was - but the real surprise is how much it was. I pride myself on being able to run the numbers and figure out within about 10 cents...

Making Up for It

So we got a random deposit of $500(+) from Jordan's insurance provider this morning - that's fantastic because today our weekly mortgage payment also came out. We have looked into a few other things we can do to help with the bit of shortfall, and still meet our goal of paying of the credit card. We checked our points Aeroplan/Air Miles balances We had enough Aeroplan to order a $100 Costco gift...

STD - It Continues

So yesterday we found out that Jordan was actually only paid for 6 days at full time for the days he was at work before he went on short term disability.  The insurance company, will pay him separably for 80% of his pay for the 9 full days that he was off work. Jordan also found out yesterday that the rest of his raise is FINALLY approved. So I'm not sure if his STD will get paid...

Short Term Disability

So..Jordan had emergency surgery two weeks ago to have his appendix removed - he went from mild discomfort to get that thing outta him in about 14 hours. He's set to go back to work on Monday - but didn't have enough sick time to cover the two week period.  We applied for STD through his work...