Allowances

Do you have them? When Jordan I merged our finances a couple years ago, we maintained our personal chequing accounts.  We thought that it would good to have some money available each month that we were only accountable to ourselves for – that we could spend without checking in with our partner. For the last couple of months or so, Jordan has maintained that he would like to eliminate...

Credit Card Debt Update

After finishing yesterday's post, we updated all of our spreadsheets and numbers to account for no more auto-debits to our emergency and gift funds which meant we freed up some monthly cash flow to go towards our credit card debt.  We also decided to put the $500/month towards our 'house fund'...

Priorities

They change. Sometimes they don't change very often, sometimes they do.  Sometimes events happen in our life that have us call into question the path that we're on and require some thought about the fork in the road. It has been ten weeks since my father passed away. My priorities have changed. Jordan and I have had some pretty big plans in finishing our house, including a garage, fence,...

March Monthly Spend Report

So it's a little late, but here is the monthly spend report for March.  March was the month that we transitioned to The New Plan so about half our spending was on the credit card, and the other half was using our new debit card system. This is the least we've spent on gas in quite a while...

Budgeting for a Baby

So a weird thing happened this week. Jordan went to the place of forecasting, guessing, planning, and 'what ifs' and I went to the - I want to work with facts place. weird. That is so opposite to most of our conversations. After we realized what happened, it was an eye opener in understanding...

I got a Raise

It's that time of year again at my company and I'm pleased to share that I received a raise.  This year, I moved up 6.8% to $63,000 (I was at $59,000).  I'm really quite satisfied with the increase and feel as though my contributions to my team and my company have been recognized.  In...

Update

A few weeks ago, I wrote about The New Plan and the Credit Card Pay Off Plan and I thought it was time to update you on how it's going. The New Plan is in full swing and it's working. ING Thrive was a bit of a pain in the a$$ but seeing as how they wouldn't allow for two joint chequing accounts...