Pay Statement

A while back I mentioned that at mid-October I would hit my EI then my CPP maximum.  Well, that time is here!  Whoohoo!  I've hit my EI max, so no more deductions for that, and I'm $49.05 from hitting my CPP max, so that will happen on the first pay in November! I also just started contributing to my Pension at work!  I already have $611.52 socked away....how did that...

We've Hit Our Limit

It's only the 27th of the month, and our budget is meant to last us until the 5th of the following month - and we've already hit our allotted spending cap - plus some Christmas Shopping!  We have 8 days to go, and I'm not sure that we'll be able to avoid spending.... I know Jordan will owe some to his food truck and we need to go grocery shopping too. I'm doing my part by getting up a bit earlier...

Do you Bundle?

We currently have our TV, internet and phone services bundled with Shaw.  Normally we are pretty pleased, but leading up to yesterday the customer service has been pretty dismal at best.  The PVR was glitching, the prices went up b/c some promotions fell off, and I've spent far too much time on hold (over 45 minutes during my lunch hour yesterday). Jordan and I went down to a physical Shaw...

Weekend Re-Cap

Jordan and I had a fantastic weekend in Golden.  We were able to visit with lots of family, see my grandmother win a volunteerism award, and have our engagement photo's taken!  I'm hoping that there will be a couple I am comfortable sharing here - but we'll have to wait and see what develops (ha-ha-ha). I don't normally read blogs on the weekend, it's my evening activity, but I was checking...

Engagement Photos

I'm pretty excited!  Jordan and I are having our engagement photo's done this weekend in BC.  We've never had professional photo's taken, other then school class pictures - but I don't think that really counts.  I asked the photographer for advise on what we should do/wear and this is what she said: In terms of prep, just have a think about what you want to wear and what kind of overall...

Potential 2011 Budget

Based on the goals I described in the last post, here our potential 2011 budget.   While we budget on a monthly basis for the big picture, the variable expenses get broken down into weekly transfers to align with our pay schedules. Rent and utilities are based on having two roommates, so...

J&J's Goals

I wanted to do a 2010 checkup on the goals that I started out with this year.  I did a search and found that they changed so often, it's no wonder that I feel like I havn't acheived much.  Of course, we did have the huge success of becoming debt free this year - but we didn't realize any of our savings/planned spending goals.  Part of this was the merging of our finances and working...

Getting Back On Track

Instead of writing another post complaining about how stressed out I am, I'm going to write a post outlining how I'm going to get back on track.  Some of these things I already took care of today, but writing it all out helps me see that I've actually acheived something. Work Submit receipts for work visit to Ontario Meet with manager to discuss trip and where I'm at locally Personal Close...

Chaotic

I'm feeling a little bit all over the place.  I'm back in my  home town and done with travel for now, but there are so many things I need to catch up on - both at work, and with my personal life.  I'm feeling a little out of it with regards to where the money is at - but I did a quick check and I think we're okay budget wise - but I'm no 100% sure. While I have booked the venue/caterer/photographer...

Guest Post: The Best Way to Save Money Is Not Having It

By Bella PaigeTransferMate If you can’t trust yourself with your own money, then you have a problem. Let’s admit it – money is never enough even if we get a salary increase, bonuses, etc. Buying and consuming has become such an incredibly big part of our lives that we don’t really make the difference between a necessity and a shopping obsession anymore. The problem is, I realized, shopping was swallowing...

This & That

I'm feeling a bit more comfortable with my little hotel life that I'm developing.  While I really miss Jordan and home - I'm settling in a bit.  Maybe it's a bit late, but better than never.  The bartender in the lounge here knows what I drink (coors lite) and makes small chat, the doorman says hello and goodbye - and I like my five minute walk to work in the morning and my mini coffee...

Ugh...Due Dates!

So when Jordan and I first got our joint credit card, we set up all of our budgets based on  monthly spending patterns, because a credit card bill is due once a month.  That make sense, right?  Right.  Not Right.  We soon realized that our credit card bill came on the fifth...

Back in Ontario

I'll be here for another we...

Home Today

Today marks the last day of my trip, I'm heading back to my city tonight.  It will be a long day, working in the morning then dealing with the airport!  While this part of my business trip is over, I'm actually going to be coming back on Tuesday after the long weekend.  The office here has decided they need additional support and my home office is happy to support them.  So, the...

October Monthly Spend Report

Another month has flown by! I don't want to get too detailed in commentary around the spending last month - but I do want to share that I am finding this processes is really helping identify our spending trends.  It's fascinating to see the break down like this.  I'll let you see...

So far, so good

My trip so far has been pretty good.  It's been a struggle to adjust to the time difference, even though it's only two hours ahead.  I miss Jordan and my house... the quite is very strange. I'm sure the next couple of days will fly by though. Finances wise... I had to put my credit card on the room when I arrived, which I wasn't expecting.  So Jordan and I might not be able to pay...

I'm Outta here!

There has been an urgent request to have one of our team members fly out to an office in Ontario to provide some additional support.  Due to a variety of illnesses and emergencies, their office went from six support staff to one, in a week!  I'll be taking the red eye on Sunday night, getting to the hotel around 6:00am, hopefully I'll be able to catch a few hours sleep on the flight - because...

thoughts on retirement

tonight, after a great day of talking wedding talk with my mom we started chatting about retirement income.  I'm really not sure how we got on the subject, but at 26 years old - i'm far too concerned about my life 30 years from now.  I get very stressed out thinking about our income in the future, when Jordan and I are both retired. One, I worry because Jordan's job does not provide...

Fabulous Friday!

I hope you all have one! It's going going to be a hectic day at work, followed by a bunch of running around and then driving several hours into BC!  It will be so nice once we get there, and hopefully after the weekend is over I'll be able to tell you that we have selected our photograph...