One Car Family

Currently Jordan and I have a small truck (which we just paid off) and a small car.  We've decided, in the interest of becoming debt free as fast as possible and fast tracking our savings for a home of our own - to sell my car. The small truck is the most versitile of our vehicles (for camping...

Update - Visa

Thanks for all of the feedback/support yesterday!  I wasn't sure how folks would respond to using my emergency fund to cover everything. The transfer's came through, and my visa is now sitting at a $0 balance.  I've got a bit of money left over for when the part we had to buy for the truck gets posted to the account. It's a mixed emotion I have about paying it off, I'm happy that it...

It's time again...

A while back (perhaps a year and a half or so) when I was crawling out of the credit card debt hole, I made a decision to deplete my emergency fund to pay off my credit card.  I knew that If i didn't have a zero balance - it would be way to easy to justify small purchases - and keep the end balance...

Loong Long Weekend

I hope you all had a fabulous long weekend.  I'm absolutely tuckered out! I'll have something witty and interesting to read tomorrow. Cheers, Jes...

What does it take?

Yesterday evening, I asked several family members "What does it take?"  I wanted advise, words of wisdom etc. This is what I was told: Patience A committment to commitment Knowing what you want out of life  Luck to find a good woman Know that the woman is right Have a sense of humour To anyone that reads this who has been in a long term, stable, committed realtionship - I'd love...

Happy Anniversary

to my mom and dad! Today we are celebrating their 30th wedding anniversary!  We're having a big party at their house - I imagine 25-30 people or so will swing by today.  We've got a list of items things to do before we're ready: Mow the lawn Get the ribs marinating Sweet up the house Get beer in the fridge Make potatoe and egg salad Make green salad Pick up large table from my aunts Set...

this weekend....

...are you looking forward to it?  I sure am! My cousin is flying into the city tonight - we're planning on going out after her flight gets in at 10pm.  We'll see if she still feels up to it once we're back to the house, but it might be as late as 11pm or so.  Tomorrow morning we're headed to our home town for a huge family get together this Saturday!  Its bound to be good! What...

the truth...

I haven't been completely honest with you lately.  I've been lying by omission. When I got back from Palm Springs last month I had shared that I had done quite a bit of shopping, but was on track to paying it off - well, I was.  I've said before that when I have a visa balance it's...

Truck Loan = Dead!

I'm pleased to be able to share that on Thursday Jordan's truck loan will be dead!  He received some extra money last week and that combined with lowering his normal visa payment - he'll be killing off the truck loan when he gets paid in two days. The current balance is $512.36 so after his regular...

Bi-Weekly Budget

As most of you know I received a raise in pay that was effective as of April 3, 2010. This raise was 12.77%.  When I wrote about it I said it was 11.30% (I  had done the math wrong).  It's a pretty significant sum of money.  That said, for the two pay periods following my raise I...

Worldless Wednesday

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A Home of Our Own

One of the big topics while I was in town over the weekend, was an idea Jordan had about a transitional option to sell my great aunt's house to us. This isn't something I've talked a lot about before, but I've written about it a few times. Jordan's idea was that we renovate and move into the basement and do a rent-to-own scenario.  We would want to do a proper legal suite and would have...

Weekend Update

Good Morning All! I hope you had a great weekennd!  I went back home to visit my mom for Mother's day.  I went on Saturday and came back Sunday - so it was a very quick visit, but an enjoyable one!  Coincidentily, when we stopped by my grandmother's house to say hi, three sets of aunts/uncles stopped by as well - so I really got my visiting in! I'll need to fill up my tank now...

Potential Joint Budget?

Below is a potential Joint Budget for Jordan and I once we become debt free and are in a home of our own.  A lot of the numbers are guesses, but I believe they would be fairly close to this (like my income and a mortgage, for example). I wanted to throw it out there to get thoughts...

an Update on Jordan

I talk about him and I quite a bit on this blog, and every now and again i share things about his truck loan or other such things - even though this blog is all about Jessie's Money. I'm pleased to be able to share with you that his truck loan is so so so close to being paid off.  He's been steadily...

Where The (Joint) Monies At

So, our roommate gave us notice a couple of days ago, along with May's rent.  We knew that he would be temporary (although I was hoping he would stay until July).  So far, it sounds like his friend that moved in at the same time, will stay. As our joint account is based on bills for three...

WHAT?! Something's not right...

So, I was going to write about my flower garden again - but Southern Alberta is facing another winter storm warning.  I covered my newly planted garden with a tarp and laid heavy rocks (and flower pots) around the edges so it wouldn't fly away.  This will help keep the snow and biting cold from the wind (which is supposed to get up to 80km/hour today) off of them.  Residual heat from...