Hurrah!

Jordan and I reached our first $1000 towards our house fund this past Wednesday! I will be updating the rest of the numbers soon.I'm also working on categorizing and sorting the last three months worth of debit/credit transactions to get an average of what I spend.chee...

Notice of Assessment

Does anyone ever read their notice of assessment? It's that peice of paper you get in the mail once you've filed your taxes that says how much the government is giving you / how much you are going to give them. It summarizes the taxes filed and it gives you the following years RRSP dedcution limit.I've contributed to RRSP for some time now (though withdrew in 2008 which was a HUGE mistake) but i've...

.. my picture is a little hard to see

so here is an image of the jar $$ categories up close :)...

Managing your money...

I am a big fan of Gail Vaz Ozlade, and her show 'till debt do us part. One of the ways she encourages people to manage there money is to use her 'majic jar system'. Once the budget has been made, you can divide your variable expenses so that you have weekly amounts you can spend. She uses jars so people...

Refund Time!!

Well, I got my tax refund, and promptly put $1500 towards my visa debt, which has my highest interest rate at 11% plus an annual fee of $23 (which as soon as I pay off the card, I will get rid of the fee, I won't need it to secure the interest rat...

Tax Refund

I don't think that anyone actually read what I write - but if there is anyone out there, I'm curious, what do you all plan to do with your tax refund? save? spend? pay off debt?Lets here ...

Updated Tracking Bar! (again)

Hello,I've updated my tracking bar with today's numbers as well as the shares i'm saving up to buy at work through a payroll deduction program.I want to comment on how fast the house fund is growing. My partner, Jordan, and I are putting $150/week (rotating) into this fund so we can build up our down deposit as fast as we can. It's very exciting to be able to increae that number every week! My...

Updated Tracking Bar!

----> Updated tod...

Lay Off Advise

Good Morning!!Alright, so last night I was reading up advise on how to prepare for a lay off. First thing you need to do, is brush of that resume, get networking and job hunting. Even if all you do is find a part time job to bulk up your emergency fund. I wrote to Gail Vaz Oxlade and this is what she had to say:"Jessie, the line of credit is BAD advice. Let's say you decide to take out a $20,000 line...

Fears of Being Laid Off

Okay - so more and more people at work are starting to getting laid off, particularly from my division and i'm startnig to get worried if/when they'll look at me. It just came down to two of us (me and a girl i work with all the time) and she was laid off on Friday.This is something I really don't know how to prepare for, other then saving saving saving - but really, in my budget, I'm not sure how...