11/28/2011

Tracking Bars Updated

Just a quick update this morning -

We are now permitted to spend the funds we had been required (by our bank) to allocate to closing costs.  While Jordan and I knew that our closing costs would only be beer/pizza/uhaul rental (so max $500) we were required to have 1.5% of the value of the mortgage available for closing costs.

Jordan and I have moved some money into our emergency fund, Christmas fund, and new home furniture fund as well as made a large credit card payment.

yay!

5 comments:

  1. Closing costs are normally legal fees, title transfer, agent commission etc - was that not included in your "closing costs" with the builder?

    joanne

    ReplyDelete
  2. @ Anon - yes, you're right - normally closing costs consist of the things that you mentioned. Jordan and I built new and our builder assumed all of those costs :D That's why our only expense was the truck rental, pizza and beer.

    ReplyDelete
  3. Hey Jessie -
    DO you have actual mutiple savings and bank accounts for each of your funds? We are just starting a renovation budget/savings and aren't sure how to go about it. Right now All we have is a joint chequing acct (for mortgage) and we each have individual bank accounts and 1 savings accounts each that we use as our emergency funds accounts. Just wondered what you would recommend.
    Thanks!

    ReplyDelete
  4. @ beingirene - we use ING (so just the one bank) and then we have several accounts with them to keep everything seperate

    ReplyDelete

Hi! Thank you for stopping by and leaving a message.

Links ♥

Followers