2015 Budget

Last week I showed you our goals and progress for savings/debt repayment - now I'd like to show you how we're getting there with our 2015 budget.

We won't hit each of our goals 100%, but we're going to move the needle significantly on all of them.

Jordan has settled in to his new job, and it is thankfully - NOT Commission based.  You'll all remember how much I wasn't impressed with how wildly his pa could fluctuate under a commission structure.  Now it's reliable.  He get's an advance on the 15th of the month, and then the rest of his pay at the end.

There's some changes to insurance b/c we now have one vehicle in Alberta that we pay for monthly and another in BC that we paid for lump-sum for the year.

The Escape was paid off in 2014, so that's fallen off the budget - but we do still have the Kia to pay off.

We're putting at least $800/month on the LOC (more when we can).

We're saving $1,100/month and putting away $735 as planned spending a month.  We're feeling really good with where we are at with the monthly amounts for each category though I would really like to get Jordan's retirement savings bumped up as soon as we hit the Baby Fund goal.



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