tag:blogger.com,1999:blog-6337895450730818700.post5348940260919635980..comments2023-08-29T08:48:51.557-06:00Comments on Jessie's Money & Our Growing Families Too: 2013 Budget PlanningJessiehttp://www.blogger.com/profile/11259285806446208884noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-6337895450730818700.post-83058444825955434792012-11-04T19:57:44.362-07:002012-11-04T19:57:44.362-07:00Like your budget. I approach budgeting very simil...Like your budget. I approach budgeting very similar to you do and one of these days I will have to work out my budget for 2013. Nice work!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-9508946612898258832012-11-02T10:04:25.109-06:002012-11-02T10:04:25.109-06:00@Hawaii - We defn. have some room to trim with foo...@Hawaii - We defn. have some room to trim with food - that's the hardest part for us too!Jessiehttps://www.blogger.com/profile/11259285806446208884noreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-32099813156322553162012-11-01T20:33:31.111-06:002012-11-01T20:33:31.111-06:00I would suggest looking at your grocery budget as ...I would suggest looking at your grocery budget as an area to trim. You mentioned you have food waste - are you meal planning, freezing leftover, etc? Food is always a struggle for me, but concentrated effort does yield some results. ;-) Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-9613993469687085042012-11-01T08:32:59.377-06:002012-11-01T08:32:59.377-06:00@ Mom - I'm not really sure either, but thank ...@ Mom - I'm not really sure either, but thank you!<br /><br />@Alanna - that's a thought....the baby bank isn't for things like education - I should have explained it better. It's for when I'm on Maternity Leave and my income is reduced to employment insurance. It's money that we would survive on.<br /><br />Jessiehttps://www.blogger.com/profile/11259285806446208884noreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-10239060002983771122012-11-01T07:05:54.272-06:002012-11-01T07:05:54.272-06:00good job on the budget. It's a great idea to g...good job on the budget. It's a great idea to get started on baby related savings however,me not knowing how much money will be needed if/when a baby does come, is it possible an extra $100 can go from the baby fund to long term savings? The PF blogging world is pretty set on fortifying your own retirement savings in lieu of spending on the kids. In your case where the kids aren't even on board yet nor have they started to put additional stresses on your budget ( teenage boys eat a lot of food!), now may be the best time to put as much as possible into your long term savings, more time for them to compound for retirement. When the kids do come along, you can always adjust the budget as needed.alannanoreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-50929094646562752162012-10-31T19:31:16.606-06:002012-10-31T19:31:16.606-06:00I don't know where you got this planning and o...I don't know where you got this planning and organizational ability from, but I sure admire it! Momnoreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-78313565085161404862012-10-31T11:52:40.774-06:002012-10-31T11:52:40.774-06:00Aw! Thanks Makky's Mom!
I've spent a lot...Aw! Thanks Makky's Mom!<br /><br />I've spent a lot of time on this one - I'm hoping Jordan likes it too :)Jessiehttps://www.blogger.com/profile/11259285806446208884noreply@blogger.comtag:blogger.com,1999:blog-6337895450730818700.post-31854234994512817632012-10-31T11:40:27.569-06:002012-10-31T11:40:27.569-06:00Jessie, you've done a fabulous job of putting ...Jessie, you've done a fabulous job of putting together a good budget for 2013. You are smart, smart, smart to put aside $200 for a future baby/maternity LOA. Good job!!! There isn't anywhere that I'd suggest changes. You have a good amount heading to each of your variable spending funds that could be pulled in the event of an emergency. Even though that $900 is marked to be spent, it could be diverted to a more pressing priority... it is the cushion in your budget that everyone should have.Mehttps://www.blogger.com/profile/01748705005786498840noreply@blogger.com